User Agreement

You must be at least 18 years of age (or the age of legal majority in your jurisdiction) to use the Service. By using the Service, you represent and warrant that you meet this requirement. Accounts registered on behalf of minors are strictly prohibited.

You may be required to create an account to access certain features. You agree to provide accurate, current, and complete information and to keep that information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at legal@earnest-rho.vercel.app if you suspect unauthorized use.

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws or regulations.
• Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code of any component of the Service.
• Use automated bots, scripts, or other software to manipulate ad impressions, views, or clicks in a fraudulent manner.
• Interfere with or disrupt the integrity or performance of the Service or third-party data contained therein.
• Attempt to gain unauthorized access to any account, computer system, or network connected to the Service.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Harvest or collect personally identifiable information from other users without their consent.
• Use the Service in any manner that could damage, disable, overburden, or impair the Service.

All content, trademarks, service marks, logos, and intellectual property displayed through the Service are owned by Earnest or its licensors. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. Nothing in these Terms transfers any intellectual property rights to you.

We reserve the right to suspend or terminate your account and access to the Service at any time, with or without notice, for conduct that we determine violates these Terms, is harmful to other users or us, or for any other reason at our sole discretion. Upon termination, your right to use the Service immediately ceases.

When an active campaign ad is displayed to you through the Earnest extension and you engage with it for a verified minimum duration, a “verified view” is recorded. You earn 50% of the campaign’s cost-per-view for each verified view. This amount is added to your lifetime, 30-day, and 24-hour earnings balances tracked in your account.

• Lifetime Earnings: cumulative total of all verified views earned since account creation. This value never resets.
• 30-Day Earnings: total earnings within the current rolling 30-day period. Resets at the end of each 30-day period.
• 24-Hour Earnings: total earnings within the most recent 24-hour window. Resets every 24 hours.

A view is only counted as “verified” if it meets the minimum engagement threshold defined by the active campaign. Earnest reserves the right to adjust this threshold at any time. Views generated by automated means, bots, or any non-genuine human interaction will be disqualified and may result in account suspension.

Earnest reserves the right to adjust, withhold, or reverse earnings that result from fraudulent activity, technical errors, chargebacks from advertisers, or violations of these Terms. If you believe an earnings calculation is incorrect, contact us at legal@earnest-rho.vercel.app within 30 days of the event.

Earnest does not guarantee any minimum level of earnings. Earnings depend on the availability of active campaigns, your usage patterns, campaign budgets, and other factors outside our control. Earnings are a reward for participation — they do not constitute wages, salary, or employment compensation of any kind.

Payout methods, thresholds, and schedules are determined by Earnest and may change at any time with notice. We reserve the right to introduce payout minimums. Unclaimed balances may be subject to expiration as defined in the payout policy published on the Service.

Advertisers may create campaigns by specifying a brand name, campaign title, destination URL, logo, bid per block, and number of blocks. Each block represents 1,000 views. The total campaign budget is calculated as bid-per-block multiplied by number of blocks. The cost-per-view is derived from the total budget divided by total views.

Advertisers are charged based on verified views delivered up to the campaign’s total view limit. Once a campaign reaches its view limit it is automatically marked “complete” and ceases to serve. Unused budget is handled per the refund policy below.

Advertisers may not create campaigns that promote:

• Illegal products or services in any jurisdiction where the Service operates.
• Adult content, explicit material, gambling, or controlled substances.
• Hate speech, discrimination, harassment, or violence.
• Misleading, deceptive, or fraudulent claims.
• Malware, phishing, or other malicious content.
• Content that violates the intellectual property rights of any third party.

We reserve the right to reject or remove any campaign at our sole discretion without refund if it violates these standards.

Advertiser budgets are generally non-refundable once a campaign is active and delivering views. If a campaign is rejected before launch, a full refund will be issued. For technical errors resulting in over-delivery or under-delivery, Earnest will issue credits or adjustments at its discretion.

Information you provide directly:

• Account registration information: email address, name, and password.
• Campaign information provided by advertisers: brand name, title, URL, logo, and budget details.
• Communications you send us, including support requests.

Information collected automatically:

• Ad interaction data: impressions, verified views, click events, and viewing duration.
• Extension activity: timestamps and campaign IDs associated with ad interactions.
• Device and browser information: browser type, operating system, extension version.
• IP address and approximate geolocation (country/region level).
• Session and authentication tokens stored locally in your browser.

• To provide, operate, and improve the Service.
• To calculate and display your earnings dashboard.
• To serve relevant campaigns to users through the browser extension.
• To authenticate your account and maintain security.
• To communicate with you about your account, earnings, and updates to the Service.
• To detect, investigate, and prevent fraudulent activity and abuse.
• To comply with legal obligations and enforce our Terms.
• To produce anonymized, aggregated analytics used to improve campaign performance reporting.

For users in the European Economic Area (EEA), UK, or Switzerland, we process your data under the following legal bases: performance of our contract with you (account and earnings management); legitimate interests (fraud prevention, service improvement); compliance with legal obligations; and your consent where explicitly given (e.g., optional communications).

User data is stored securely using Supabase (PostgreSQL) hosted on infrastructure that meets industry-standard security requirements. Ad interaction data and account information are stored in our database and retained for as long as your account is active, plus a reasonable period thereafter to comply with legal obligations.

• We do not read, store, or transmit the content of your AI conversations (ChatGPT, Claude, etc.).
• We do not collect full browsing history outside of the specific pages where the extension activates.
• We do not sell your personal data to third-party marketers.
• We do not use your data to build advertising profiles beyond what is necessary to operate the Service.

We may share your information with:

• Service providers who help us operate the Service (e.g., hosting, authentication, analytics) under strict data processing agreements.
• Advertisers: only aggregated, anonymized campaign performance data. Advertisers do not receive your personal information.
• Law enforcement or regulatory authorities when required by applicable law or to protect the rights, property, or safety of our users or the public.
• Successors in the event of a merger, acquisition, or sale of assets, subject to standard data protection obligations.

We retain your personal data for as long as your account remains active. If you delete your account, we will delete or anonymize your personal data within 90 days, except where retention is required by law (e.g., financial records). Aggregated, non-identifiable analytics data may be retained indefinitely.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EARNEST AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES — RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU EARNED THROUGH THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM OR (B) $100 USD.

You agree to indemnify, defend, and hold harmless Earnest and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any content you submit to the Service.

These Terms are governed by the laws of the Province of Ontario, Canada, without regard to conflict of law principles. Any dispute arising under or relating to these Terms that cannot be resolved informally shall be submitted to binding arbitration in accordance with the rules of the applicable arbitration body. Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction.